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Spective

Spective

Personal finance across accounts, transactions and assets.

Early access
Personal financeProduct development
Spective · sample data
Spective / Wealth
Illustrative view

Net worth

₹12,48,000sample

Accounts & transactionsTraceable source recordsGoals & scenarios
Import statementsMatch transfersExplore wealth

Spective is in early access. Wealth forecasts are scenarios based on explicit assumptions.

The product

Bank statements show individual account activity. Spective brings that activity into a workspace where transactions can be reconciled and reviewed alongside assets, liabilities and goals.

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Product scope

  • Statement ingestion and a searchable transaction ledger
  • Cross-account transfer matching and reconciliation
  • Workspace access and source-backed financial records
  • Net worth history, goal funding and saved projections

Disciplines

  • Product design
  • Web applications
  • Backend engineering
  • Design systems
Product design →Web & platform engineering →Design systems & modernization →

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